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The Smarter Way to Consolidate Debt

Established in 2014 by Freedom Financial Network co-founder Andrew Housser, FreedomPlus customizes personal loans for consumers looking to pay off debt and save on interest.

As part of Freedom Financial Network, FreedomPlus is dedicated to providing people with a smarter solution for their debt so that they can live better financial lives. We offer interest rate discounts and customize loan terms to fit their budget and goals, and provide friendly customer support throughout the life of their loan.

  • Over $1 billion in loans originated
  • Over 57,000 clients funded
  • Get your rate for free

Who We Are

FreedomPlus combines the best of online and traditional lending to offer loan terms and customer service borrowers just can’t get anywhere else. With an easy online application and a free consultation from one of our loan consultants, borrowers get the convenience of a fast loan decision as well as the personal attention required to ensure their loan meets their needs and their budget.

FreedomPlus puts people first, so borrowers can expect unparalleled customer service from the time their loan application is approved until they finish repaying their loan.

Since our company began, we have originated over $1 billion in loans and helped thousands of people achieve their financial goals. While many of our clients use our loans for debt consolidation, we also offer fixed-rate loans with competitive rates for borrowers who want to pay for almost any large purchase, including home renovations, vacations, weddings, and more.

If you’re looking for a cash to consolidate debt or pay for a major expense, we could customize a low, fixed-rate loan for you. Complete our simple form to see if you qualify now.

who we are

Borrow Smart. Save More.

Find a low fixed-rate loan, customized just for you.

  • Borrow $10,000-40,000
  • Find rates as low as 7.99% APR*
  • Get cash in as little as 3 business days

What We Do

A personal loan from FreedomPlus could give you the cash you need to achieve your financial goals. Here’s how it works:

  1. Fill Out Online Form

    Complete our simple online form and provide details about your loan amount, reason for borrowing, credit score, and other information to see if you qualify for a FreedomPlus loan. After finishing your application, we will do a soft credit pull to determine your eligibility. This process could only take a few minutes, and it will not affect your credit score.

  2. Speak to a Loan Consultant

    If you qualify for a loan, one of our loan consultants will contact your to talk about your loan. During this conversation, you can discuss your financial situation and make sure FreedomPlus is right for you. Our loan consultant will also review your loan offer over this brief phone call.

  3. Customize Your Loan

    Depending on your financial situation, credit profile, and other factors, you could qualify for a loan of $10,000-$40,000 with a rate between 7.99%-29.99% APR.* Origination fees range from 1.99%-4.99%. FreedomPlus has flexible loan terms of 2-5 years*, and there are no prepayment penalties if you choose to pay your loan off early.

    Unlike other lenders, FreedomPlus offers discounts that could help you get a lower rate, including:

    • Co-borrower discount for adding another applicant to your loan request
    • Direct pay discount for letting FreedomPlus use the loan to pay your creditors directly
    • Retirement asset discount if you have over $40,000 in retirement funds like a 401(k) or IRA

    By combining two or more of these discounts, you could be eligible to save even more on interest with a discounted rate.

  4. Get Your Cash

    Once you accept your offer and sign your loan agreement, you could receive cash directly in your bank account within 3 business days. Then you can use the money however you need and start paying back the loan.

  5. Repay Your Loan

    FreedomPlus makes it easy for you to repay your loan with an online Borrower Dashboard that has all of your loan information in one place. You could pay by check, over the phone, or by setting up ACH automatic payments to ensure you’re paying on time each month. Once you repay your loan, you no longer owe us anything. There are no balloon payments or hidden fees with a FreedomPlus loan.

  6. Reaching your financial goals could be a lot easier with FreedomPlus. Answer a few questions to see if you qualify for a low rate now. Check Rates

Why Choose FreedomPlus?

Since 2014, FreedomPlus has arranged over $1 billion in personal loans and helped thousands of borrowers get out of debt, pay for major purchases, and more. We are committed to helping borrowers find the best loan based on their situation and needs. Our custom loans, paired with excellent customer service, make FreedomPlus the smarter way to borrow.

If you need to cash for almost any purpose, FreedomPlus could help you get a low, fixed-rate loan. With rate discounts for borrowers who use our loans to pay off debt, have over $40,000 in retirement assets, or add a qualified co-borrower to their application, you could save even more on interest.

See if you qualify for a low rate now.

FreedomPlus is dedicated to upholding the highest ethical standards. Our company was named one of the best loans for debt consolidation in 2018 by NerdWallet, making us an easy choice for paying off debt. Our employees are happy with our business, too! Phoenix Business Journal named our parent company, Freedom Financial Network, one of the Best Place to Work in 2016, 2017, and 2018.

To learn more about FreedomPlus and apply for a loan visit our website now.

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Contact Us

Along with Freedom Financial Asset Management, Bills.com, and Freedom Debt Relief, FreedomPlus is a part of Freedom Financial Network—company dedicated to helping consumers manage their debt and live better financial lives. FreedomPlus loans are arranged by Freedom Financial Asset Management, an asset management company that focuses on consumer lending.

Learn more about FreedomPlus here:


If you are a FreedomPlus borrower, you can reach us at:


Customer Service Hours:

Monday-Friday 6am-7pm PST and
Saturday-Sunday 7am-3pm PST

Mailing Address:


1875 South Grant St, Ste 450

San Mateo, CA 94402

Freedom Financial Asset Management, LLC

Privacy Notice

All loans available through FreedomPlus.com are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please call a FreedomPlus representative for further details. The following limitations, in addition to others, shall apply: FreedomPlus does not arrange loans in: (i) Arizona under $10,500; (ii) Massachusetts under $6,500, (iii) Ohio under $5,500, and (iv) Georgia under $3,500. Repayment periods range from 24 to 60 months. The range of APRs on loans made available through FreedomPlus is 7.99% to a maximum of 29.99%. APR. The APR calculation includes all applicable fees, including the loan origination fee. For Example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 7.99% APR loan, a borrower will need excellent credit on a loan for an amount less than $12,000.00, and with a term equal to 24 months. Adding a co-borrower with sufficient income; using at least eighty-five percent (85%) of the loan proceeds to directly pay off qualifying existing debt; or showing proof of sufficient retirement savings, could help you also qualify for the lowest rate available.