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Debt Relief That Works

Founded in 2002, Freedom Debt Relief is the company that started Freedom Financial Network. Our co-founders and CEOs, Bradford Stroh and Andrew Housser, established our company with one goal: to provide an affordable debt solution for people who are struggling with heavy debt.

To do this, we negotiate with creditors and get them to accept less than our clients owe. The process, also known as debt negotiation, debt resolution, or debt settlement, could help clients resolve debt for less and become debt free faster than they thought possible.

  • 600,000+ Clients Enrolled
  • Over $9 Billion Debt Resolved
  • Free Debt Consultation

Who We Are

Since our founding, Freedom Debt Relief has grown to be the largest debt settlement company in the nation, with over 600,000 enrolled clients. We have resolved more than $9 billion in unsecured consumer debt—more than any other company in the debt settlement industry. Our company continues to grow to meet the needs of consumers, employing over 2,000 employees who are dedicated to the cause of helping our clients reach their financial goals.

At Freedom Debt Relief, we take a people-first approach to debt settlement. Clients who sign up for our program receive a personalized debt relief plan with monthly program payments that fit their budget. They also get our support throughout the program through an online Client Dashboard where they can track their progress as well as Customer Service Representatives who are available 7 days a week.

If you’re struggling with $10,000 or more in unsecured debt, our proven debt settlement program could help resolve your debt in as little as 24-48 months.* Get a free debt evaluation to find out if we could help you today.

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Get Out of Debt Faster, for Less

Find out if our affordable program could help you put your debt in the past

  • Make low monthly program payments
  • Significantly reduce what you owe
  • Become debt-free in as little as 24-48 months*

What We Do

Our debt relief program is designed to help you overcome debt as quickly as possible, for less than you owe. Here’s how it works:

  1. Get a Free Debt Consultation

    After requesting a free debt consultation, one of our Certified Debt Consultants will contact you to evaluate your situation. In this brief 10-minute call, they’ll discuss all of your options and help you determine if our program is right for you. The call is free, and there’s no obligation to enroll.

  2. Let Us Customize Your Debt Relief Program

    When you enroll in our program, we’ll customize an affordable plan to help you get out of debt faster. Depending on your budget and financial goals, your monthly program payments could be even less than what you’re paying to your creditors right now.

  3. Start Resolving Your Debt

    Once your program starts, you make monthly payments into an FDIC-insured account that you control. The money you deposit into this account each month will fund your debt settlements.

    While you deposit money into your account, we create a personalized negotiation strategy for you. Once your account funds have grown large enough, our negotiation experts begin contacting your creditors and negotiating with them to reduce what you owe.

    Each time we reach a settlement agreement with each of your creditors, we contact you to make sure you approve of the settlement. Then, the funds in your account are used to pay your creditors the negotiated settlement and us our fee. We never collect a fee until you sign off on your settlement.

  4. Enjoy Debt Freedom

    When your full settlement is repaid on each of your accounts, you no longer owe your creditors on your enrolled debt. Your creditor should contact the credit bureaus to report your debt as settled, and your debt will be completely behind you.

  5. Want to find out if our program is right for you? Start your free debt evaluation now.

Why You Should Work with

Freedom Debt Relief

Why You Should Work with Freedom

Freedom Debt Relief is one of the most highly ranked debt relief programs in the nation. In their reviews of Freedom Debt Relief, many customers talk about how our program helped them relieve their debt stress while providing excellent customer service and support. Clients are also impressed by how much we could help them reduce their debt and how quickly they could become debt-free using our program. Our positive client reviews on multiple unbiased websites have earned us a 5-star rating on TrustPilot.com, the #1 rating on Top10DebtConsolidation.com, and many other awards.

Freedom Debt Relief is a founding member of the American Fair Credit Counsel (AFCC), whose goal is to regulate the debt settlement industry and make sure consumers are protected from unethical practices. Together with the AFCC, we work to inform consumers about debt settlement and educate them about debt relief scams. Freedom Debt Relief also works with the International Association of Professional Debt Arbitrators (IAPDA) to train all of our Certified Debt Consultants to help consumers find the best solution for their debt.

Our clients aren’t the only people who love our company—our employees love it, too. In fact, Freedom Debt Relief has won numerous Best Places to Work awards in the Phoenix Area and the San Francisco Bay Area, where our business is headquartered. Most recently, our company was named the Best Place to Work by the Phoenix Business Journal for both 2016 and 2017.

Find out more about Freedom Debt Relief and its program on our website.

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Contact Us

If you would like to request a free debt consultation to learn more about Freedom Debt Relief, our Certified Debt Consultants are available:

*Clients who make all their monthly program deposits pay approximately 70-75% of their original enrolled debts over 24 to 60 months. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.